Maple Pay: QR-Based Crypto + Fiat Payment Platform for Canada (Seeking Feedback Before Proposal Submission)

Hi everyone 👋,

We’re working on Maple Pay, a QR-based mobile payments platform that allows users to pay with both crypto and fiat (CAD) in real-world Canadian retail environments. Our aim is to enable real-world usage of DOT, aUSD, and other Polkadot assets, while also bridging traditional finance with on-chain innovation.

We are planning to submit a $750K treasury proposal to fund development, compliance, and pilot rollout over the next 6 months. This platform will deeply integrate with Polkadot parachains (Acala, Moonbeam), use XCM for asset transfers, and support off-ramping to fiat via Interac.

We're posting here to gather community feedback, questions, and suggestions before finalizing the full treasury proposal. Your input will help us shape the roadmap and ensure this delivers maximum value to the Polkadot ecosystem.

💡 What we’re building:

• Pay via QR using DOT, aUSD, USDT, or CAD
• Merchant & peer-to-peer payments
• Crypto-to-fiat off-ramp (Interac)
• Rewards system using DOT
• Polkadot-native identity, wallet, and staking features

We’d love your thoughts on:

• Ecosystem integrations (Acala, Moonbeam, etc.)
• Use case relevance for DOT holders
• Token utility, compliance, or scalability risks
• Suggestions for pilot cities or community incentives

Thanks in advance for engaging. We want this to be built with the Polkadot community, not just for it.

Rahul Sharma
Founder, Maple Pay